Insurance & Finance Calculators
Calculate insurance groups, no claims discounts, car loans, PCP deals, and mileage allowances.
Insurance Group Calculator
Estimate your car's insurance group and understand what affects it.
No Claims Discount Calculator
Calculate how much your no claims bonus saves on your premium.
Gap Insurance Calculator
Calculate the gap between your car's value and finance outstanding.
Car Loan Calculator
Calculate monthly payments, total interest, and total cost for a car loan.
PCP Calculator
Calculate PCP monthly payments, total cost, and optional final payment.
HP Calculator
Calculate hire purchase monthly payments and total cost.
Car Value Calculator
Estimate your car's current value based on age, mileage, and condition.
Mileage Allowance Calculator
Calculate HMRC mileage allowance payments for business travel.
8 free calculators in Insurance & Finance
Car Insurance and Finance Calculators
Understanding car finance options and insurance costs is essential for making smart purchasing decisions. Our calculators help you compare PCP, HP, and loan options side by side, and understand how insurance groupings affect your premiums.
PCP (Personal Contract Purchase) is now the most popular way to finance a new car in the UK, but the monthly payment alone does not tell the full story. Our PCP calculator shows the total cost including the optional final payment, so you can compare it fairly against HP and straightforward loans. The car loan calculator shows you exactly how much interest you will pay over any term.
For business drivers, the HMRC mileage allowance calculator works out your tax-free payment at the current approved rates of 45p per mile for the first 10,000 miles and 25p thereafter. Our no claims discount calculator shows how valuable your no claims bonus really is, helping you decide whether to claim on a minor incident or pay out of pocket.